If your goal is to eat healthier, commit to having a piece of fruit or a fruit smoothie for breakfast in the morning. Then make it a habit.
If your goal is to get more exercise, commit to walking for 20 minutes every morning. (You can do it while drinking your smoothie!)
If your goal is to save more money, choose an amount to save and then set-up an automatic deposit into a savings or investment account.
When you understand exactly what you want to accomplish, you stand a better chance of accomplishing it. The same is true of retirement planning.
We hope you have a wonderful 2019 and are successful with all of your resolutions.
Happy New Year!